Collections Attorney in Mississippi
In most cases where someone owes you money and they do not dispute it, the most difficult part of the case is actually retrieving the money. This is afterall what you hire a collections attorney to do. Nobody can pull water from a stone, but there are ways to recover from a debtor who either won't pay or is avoiding you. There are four ways to be exact: Writ of Execution, Writ of Garnishment, Execute a lien on the debtor's real property and Writ of Replevin (if the debtor is in possession of your personal property).
- Writ of Execution
A writ of execution or is also called executing the judgment. Your attorney finds the location of some of the debtor's property or assets and levy them to pay the amount of the judgment. This involves petitioning the court to ordering the sheriff to serve the debtor and then take the property or assets listed on the order. The property is sold to pay the judgment, unless the debtor can prove some kind of legal exemption. A writ of execution allows get the debtor's personal property (ie. cars, valuables), some real property (i.e. vacation property) and money in the debtor's bank accounts.
- Writ of Garnishment
Just as it sounds, this is garnishing the debtor's wages. To do this your attorney files an application for writ of garnishment. This document will relay to the court he debtor's current address and employment information and the employer will be notified to withhold a certain amount of the employees pay over a specified period and that money is used to pay the judgment.
- Execute a lien on the debtor's real property
This method stops the debtor from selling or refinancing his real property without having to pay the you, the creditor. If the property is not in the same county as the judgment, the your attorney needs to record an abstract judgment.
- Writ of Replevin (if the debtor is in possession of your property).
This writ requests that the judge determine that the debtor is possession of some of your personal property and that he must turn over that specific property to you. This only works if the debtor was loaning more than just money from you. So, if you sell to someone on credit and they are behind, you can recover what you sold them, leased them or allowed them to use.
Contact The Coon Law Firm, PLLC Today
The Coon Law Firm, PLLC is eager to earn your business by providing excellent service and collecting your debts in a professional manner. The firm's philosophy is to always treat people with respect and courtesy, including the debtor. The best case scenario in every case is a cooperative debtor. If your attorney can convince the debtor that they are better off paying the debt, you will recover more money every time. The methods listed above are simply the legal mechanisms of enforcing a judgment. The Coon Law Firm, PLLC is more interested in helping you in order to gain your trust and continued business than it is about making the process of collecting as lengthy as possible with the largest fee possible. The client's approval and a good reputation are far more important than any one fee. Contact The Coon Law Firm, PLLC and talk to an attorney today.